Commercial Banking, Part 2. Reserves, Excess Reserves, Bank Loans, Working Capital Loans, Self-Liquidating Loans, Term Loans, Protective Covenant, Loan Amortization, Balloon Payment, Bullet Loan, Direct Lease Loan, Credit Line, Revolving Credit, Prime Rate, Commitment Fee, Contingent Liability, Loan Participation, Syndicated Loan, Servicing Fees, Leveraged Loans, LBOs, Equity Swap, LBO Debt Crisis