financial institutions, bank, commercial bank, commercial loan, deposit, demand deposit, thrifts, savings association, savings banks, credit union, insurance companies, life insurance, auto insurance, life insurance, health insurance, investment bank, brokerage, finance companies, mutual funds, hedge fund, pension funds, ETF, exchange-traded fund, financial derivative, tracking ETF, financial risk, interest-rate risk, reinvestment risk, foreign exchange risk, market risk, price risk, trading portfolio, trading risk, credit risk, default risk, liquidity risk, off-balance sheet risk, contingent liability, technology risk, operational risk, event risk, country risk, sovereign risk, insolvency risk, solvency, bankrupt, bankruptcy,